Will homeowners insurance cover the costs of repairing cracked bricks? 

Coverage for cracked bricks varies by insurance policy and the underlying cause of the damage. In some cases, if the cracking is due to a sudden, unforeseen event such as an earthquake, your homeowners insurance might cover it. However, gradual damage from soil settlement or tree root intrusion is often considered maintenance and may not be covered. Check with your insurance provider for specifics related to your policy.